You will need spending money if you decide to go ashore and explore some of the islands, resorts, the local bars or shopping for souvenirs. If you have U.S. dollars it is not necessary to exchange currency. You can charge your specialty classes, boutique purchases, and crew gratuity to your cabin account. All Star Cuan Law accepts VISA, MasterCard and Discover. U.S. dollars are accepted in the BVI so there is no need to exchange currency.